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Insurance: independent measurements for risk transfer: what we deliver. The loop, step by step: 1. A valley site at first light. 2. Sensor, link, edge and console stand ready. 3. Cloud and wind sweep up the valley. 4. The station and the vault register it. 5. Time and place are fixed to every sample. 6. Signed packets hop over the radio link. 7. The relay forwards sealed packets untouched. 8. Signatures are checked before any model runs. 9. The edge model checks it against its limit. 10. The edge releases confirmed results only. 11. The alert reaches the operator console. 12. The alert arrives with its evidence attached. 13. Record, proof and action are archived together. 14. Everything settles back to idle.

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A valley site at first light

Nexus Observatory

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Insurance and finance

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Solutions
What we deliver for insurance and finance.

Enterprise offers, each designed, deployed and run on the open protocol, and each linked to the service platforms that build it.

Plan a deploymentUse cases
  1. Insurance and finance · Solutions

    Independent measurements for risk transfer

    Independent measurement feeds for parametric triggers, physical-condition data on insured and financed assets, and Earth observation of events after they happen, each with the evidence trail an auditor asks for. Needs: wind, rain and ground motion at the trigger point, asset condition over time, event footprints from orbit, independent, tamper-evident records and latency and completeness of every feed.

  2. Solution

    Independent measurement feeds for parametric triggers

    Calibrated, tamper-evident measurement feeds that a risk carrier may name as the index source. The group writes no insurance and makes no payout decision. For insurers, reinsurers, brokers, risk pools. Delivered as data licence. Portfolio scale. Crews, software and records stay the same as the network grows.

    Talk to sales
  3. Solution

    Physical condition data for lenders and asset owners

    EO and sensor evidence on the physical state of collateral and assets: flood extent, subsidence, construction progress, land cover. For banks, asset managers, development lenders. Delivered as data licence. Portfolio scale. Every reading and every change leaves a record that can be checked later.

    Talk to sales
  4. Solution

    Observation data products and evidence bundles

    Licensed feeds and archives with metadata, quality flags and provenance on every value; evidence bundles for audits and claims processes. For analytics platforms, insurers, lenders, researchers, agencies. Delivered as data licence and API. Global catalogue. Service levels are written as numbers you can measure.

    Talk to sales
  5. Solution

    Earth observation tasking, processing and change detection

    SAR and optical acquisition planning, analysis-ready processing and change detection checked against field truth, delivered as STAC and COG. For insurers, lenders, agencies, infrastructure and resource operators. Delivered as data licence and professional services. Global. Changes are versioned, tested and reversible.

    Talk to sales
  6. How it works

    From instrument to record, in one chain

    An instrument reads; the base node checks the value, stamps time and place, signs it and sends it over the link the site has: cellular, LoRaWAN, private 5G or satellite. The edge verifies the signature before admitting it, and the core catalogues it with its metadata, quality flag and licence.

  7. Trust

    Every node proves what it is

    A node joins only after its hardware root of trust answers an attestation challenge. Keys stay in secure hardware, software arrives signed, and every reading carries a signature, so its origin can be checked by anyone downstream without asking us.

  8. Time and place

    Every reading carries when and where

    Readings are stamped against a disciplined clock, from satellite time or a PTP grandmaster, together with the station position and its siting record. When time or position is degraded, the record says so instead of hiding it, and every analyst downstream sees the same warning.

  9. How it scales

    One base unit, repeated

    A programme starts with one base node and the instruments it reads. A station adds power and radio, a site adds a relay, a fleet repeats the proven site across many places, and a network federates fleets through edge and core. Capacity grows by adding units, never by replacing what works.

  10. Updates

    Updates in rings, with rollback

    Software and configuration reach the fleet in rings: a canary site first, then a few, then all, each ring gated on health and data completeness. A failed gate stops the wave and returns each node to its last good release, without a site visit.

  11. Operations

    Every node watched, every incident closed

    The operations console shows every node with its state, its plan and its evidence. Alerts arrive with their data and a runbook; acknowledging one opens a work order, and an incident closes only when the cause is recorded and the fix verified.

  12. What you get

    Open where it can be, contracted where it must be

    The protocol, methods and open data are free to use and build on. Sites, fleets, managed operations and data tiers are delivered under contract by Nexus Observatory Inc., priced per site and per fleet, with service levels written as numbers you can measure on your own dashboard.

  13. Next step

    Plan an insurance and finance deployment

    Tell us the sites, the measurements and the people who will use them. We reply with a design and a scope for insurance and finance. An engineer replies with a survey proposal and a scope, and the plan grows from one site to the network you need, at your pace.

    Plan a deploymentOpen the StudioTalk to sales

01Specialized fields

Solutions shaped for each field.

Every offer is configured for the field it serves. Open a field for its stack, its data path and the questions buyers ask.

Specialized field

Parametric insurance triggers

Tamper-evident weather and water stations that measure the indices parametric policies pay on, with signed data that insurers, reinsurers and policyholders can all trust.The full field →
Specialized field

Physical climate risk for portfolios

Measured hazards at the sites of a portfolio, from flood and heat to subsidence, so lenders, investors and insurers assess and disclose physical climate risk with evidence.The full field →
Specialized field

Bankable wind and solar resource

Met masts, lidars and irradiance stations that measure wind and solar resources to the standards lenders require, so renewable projects reach financial close on evidence.The full field →
Specialized field

Event and claims verification

Flood depth sensors, drone surveys and site weather that verify what happened at insured properties after an event, so claims are settled faster and fairly.The full field →

02Solution bundles

Start with one unit. Grow to a network.

The same systems at every scale, on the open protocol, so nothing you buy is replaced as you grow.

  1. 01

    Base unit

    One station or node, specified for this industry: instruments, power, enclosure and backhaul.

    Build a station →
  2. 02

    Site

    A surveyed, commissioned site with its timing, its links and the evidence file a buyer can audit.

    Plan a site →
  3. 03

    Fleet

    Many sites run as one service: one plan, one update path, one evidence trail, one service level.

    Managed offers →
  4. 04

    Network

    Fleets that federate with partner grids through the open protocol, owner by owner.

    The open protocol →

03Enterprise offers

How we deliver.

The form names who receives your details.

data licence, professional services

Earth observation tasking, processing and change detection

SAR and optical acquisition planning, analysis-ready processing and change detection checked against field truth, delivered as STAC and COG.

Buyers
Insurers, lenders, agencies, infrastructure and resource operators
Scale
Global
Protocol
describe, observe, federate
Platforms
Earth observation & GeoAI, Data & licensing
Scope it with us →

data licence, API

Observation data products and evidence bundles

Licensed feeds and archives with metadata, quality flags and provenance on every value; evidence bundles for audits and claims processes.

Buyers
Analytics platforms, insurers, lenders, researchers, agencies
Scale
Global catalogue
Protocol
describe, observe, federate
Platforms
Data & licensing
Scope it with us →

data licence

Independent measurement feeds for parametric triggers

Calibrated, tamper-evident measurement feeds that a risk carrier may name as the index source. The group writes no insurance and makes no payout decision.

Buyers
Insurers, reinsurers, brokers, risk pools
Scale
Portfolio scale
Protocol
time, observe, qualify
Platforms
Data & licensing, Sensors & instruments
Scope it with us →

data licence

Physical condition data for lenders and asset owners

EO and sensor evidence on the physical state of collateral and assets: flood extent, subsidence, construction progress, land cover.

Buyers
Banks, asset managers, development lenders
Scale
Portfolio scale
Protocol
observe, describe
Platforms
Earth observation & GeoAI, Data & licensing
Scope it with us →

The line we hold

Measurement data and evidence only. Ratings, pricing, underwriting, claims decisions and advice stay with the insurer, the lender and their advisers.

04Service platforms

Who builds it.

Service platform

Data & licensing

Grid data, licensed for your use.
Service platform

Sensors & instruments

Measurements that carry their own proof.
Service platform

Earth observation & GeoAI

The ground, measured and modelled.
Service platform

Space and satellite systems

From orbit to the ground, on one protocol.
Service platform

Digital twins and simulation

Model the site before you build it.

05Standards and compliance

Drawn against the standards your auditors use.

Standards the systems are drawn against

  • Observatory Protocol

Regulation and authority

  • The line we holdMeasurement data and evidence only. Ratings, pricing, underwriting, claims decisions and advice stay with the insurer, the lender and their advisers.
  • Spectrum and sitingLicences, permits and siting are part of the plan, country by country. Country notes →
  • Privacy and dataYour data stays yours, under the licence you choose. Privacy notice →
  • SecurityHardware-rooted identity and signed updates on every device. Security →

06The path

From first call to a running site.

01

Scope

What you need to observe, where, and to what standard. A written scope you can share internally.

02

Design

Survey, a reference design, a bill of materials and a plan, drawn against the protocol and the standards.

03

Deploy and run

Installation, commissioning on test, then operation by your team or ours, with evidence on record.

07Questions buyers ask

Before you scope it.

Who sells, and who owns the data?

Nexus Observatory Inc. is the seller of record. The data your systems collect stays yours, under the licence you choose.

Do we have to buy hardware?

No. We deliver as a managed service, a data licence or a system you own.

Can we start small?

Yes. Start with one station or one site, then grow to a fleet and a network on the same open protocol, without replacing what you bought.

Which standards do the systems meet?

Each system is drawn against the open protocol and the standards it is composed from, listed on this page.

Who issues warnings and official decisions?

Measurement data and evidence only. Ratings, pricing, underwriting, claims decisions and advice stay with the insurer, the lender and their advisers.

What happens after go-live?

We run the systems to a written service level, with monitoring, repair and an evidence trail, or train your team to run them.

Ready when you are.

Plan a deployment, configure a station or talk to sales. Every request reaches the team that answers it.

Plan a deploymentStation BuilderTalk to sales

Bring us the site.

Survey, design, deployment and operation for insurance and finance. The form names who receives your details.

Talk to usPlan a deployment

What we deliver for insurance and finance.

Reference design, drawn to scale · drag to turn