--- title: "Insurance and finance: open | Nexus Observatory" description: "Open data, open source and methods for insurance and finance: Open with Space and satellite systems, Open with Digital twins and simulation and Open methods." url: https://observatory.global/industries/insurance/open/ publisher: Nexus Observatory Inc. updated: 2026-11-02 --- [Nexus Observatory](https://observatory.global/) / [Insurance and finance](https://observatory.global/industries/insurance/) / **Open** # Open for insurance and finance. Open projects, open methods and open templates this community builds on, with the licence of every source carried through. [Plan a deployment](https://observatory.global/contact/deployment/) [Use cases](https://observatory.global/industries/insurance/use-cases/) 1. Insurance and finance · Open Independent measurements for risk transfer Independent measurement feeds for parametric triggers, physical-condition data on insured and financed assets, and Earth observation of events after they happen, each with the evidence trail an auditor asks for. Needs: wind, rain and ground motion at the trigger point, asset condition over time, event footprints from orbit, independent, tamper-evident records and latency and completeness of every feed. 2. Open · Data & licensing Open with Data & licensing Open tier and Dataset cards: free to use and build on. The enterprise layer adds paid tiers and Residency by contract, delivered under contract by Nexus Observatory Inc. Open methods let anyone check how a product was made. Service levels are written as numbers you can measure. 3. Open · Sensors & instruments Open with Sensors & instruments Metadata and quality rules and Open networks on the grid: free to use and build on. The enterprise layer adds sensing as a Service, Calibration programmes and Qualification, delivered under contract by Nexus Observatory Inc. Open methods let anyone check how a product was made. 4. Open · Earth observation & GeoAI Open with Earth observation & GeoAI Observatories atlas, World grid and Map sources with licences: free to use and build on. The enterprise layer adds capture campaigns and Site twins, delivered under contract by Nexus Observatory Inc. Open methods let anyone check how a product was made. 5. Open · Space and satellite systems Open with Space and satellite systems Orbit and pass methods, Payload class catalogue and Ground-station interfaces on the protocol: free to use and build on. The enterprise layer adds mission and payload integration, Tasking and downlink services and Non-terrestrial backhaul for remote sites, delivered under contract by Nexus Observatory Inc. 6. Open · Digital twins and simulation Open with Digital twins and simulation Simulation methods with worked examples and Open terrain and grid layers: free to use and build on. The enterprise layer adds drone survey and 3D site twins, Network planning studies and Scenario studies, delivered under contract by Nexus Observatory Inc. 7. Trust Every node proves what it is A node joins only after its hardware root of trust answers an attestation challenge. Keys stay in secure hardware, software arrives signed, and every reading carries a signature, so its origin can be checked by anyone downstream without asking us. 8. Time and place Every reading carries when and where Readings are stamped against a disciplined clock, from satellite time or a PTP grandmaster, together with the station position and its siting record. When time or position is degraded, the record says so instead of hiding it, and every analyst downstream sees the same warning. 9. How it scales One base unit, repeated A programme starts with one base node and the instruments it reads. A station adds power and radio, a site adds a relay, a fleet repeats the proven site across many places, and a network federates fleets through edge and core. Capacity grows by adding units, never by replacing what works. 10. Updates Updates in rings, with rollback Software and configuration reach the fleet in rings: a canary site first, then a few, then all, each ring gated on health and data completeness. A failed gate stops the wave and returns each node to its last good release, without a site visit. 11. Operations Every node watched, every incident closed The operations console shows every node with its state, its plan and its evidence. Alerts arrive with their data and a runbook; acknowledging one opens a work order, and an incident closes only when the cause is recorded and the fix verified. 12. What you get Independent measurement feeds for parametric triggers Calibrated, tamper-evident measurement feeds that a risk carrier may name as the index source. The group writes no insurance and makes no payout decision. Delivered as data licence, for insurers, reinsurers, brokers, risk pools. Scale: Portfolio scale. Service levels are written as numbers you can measure on your own dashboard. [Talk to sales](https://observatory.global/contact/sales-enquiry/) 13. Next step Plan an insurance and finance deployment Tell us the sites, the measurements and the people who will use them. We reply with a design and a scope for insurance and finance. An engineer replies with a survey proposal and a scope, and the plan grows from one site to the network you need, at your pace. [Plan a deployment](https://observatory.global/contact/deployment/) [Open the Studio](https://observatory.global/studio/) [Read the stories](https://observatory.global/stories/) **01** Open methods and templates ## Every calculation, with a worked example. Observatory templates for this industry, each a starting design you can read, run and adapt on the open protocol. [Template Open methods](https://observatory.global/open/) **02** Open data ## Networks on the grid, with their licences. The open observing networks on the grid, each shown with its source and licence, and the protocol that lets new ones join. **01** ### Open networks Instruments from open networks, on real relief.[Earth and maps →](https://observatory.global/earth/) **02** ### Sources and licences Every dataset with its source and the terms it is used under.[Data credits →](https://observatory.global/credits/) **03** ### The protocol The open specification any instrument or network can implement.[Read the protocol →](https://observatory.global/protocol/) ## Bring us the site. Survey, design, deployment and operation for insurance and finance. The form names who receives your details. [Talk to us](https://observatory.global/contact/) [Plan a deployment](https://observatory.global/contact/deployment/) [Home](https://observatory.global/industries/insurance/) [Use cases](https://observatory.global/industries/insurance/use-cases/) [Specialized fields](https://observatory.global/industries/insurance/fields/) [Solutions](https://observatory.global/industries/insurance/solutions/) [Platforms](https://observatory.global/industries/insurance/platforms/) [Systems and technologies](https://observatory.global/industries/insurance/systems/) [Frontier](https://observatory.global/industries/insurance/frontier/) [Open](https://observatory.global/industries/insurance/open/) [Community](https://observatory.global/industries/insurance/community/) [Countries](https://observatory.global/industries/insurance/countries/) [Resources](https://observatory.global/industries/insurance/resources/) [Contact](https://observatory.global/industries/insurance/contact/) [Nexus Observatory](https://observatory.global/)**Insurance and finance** . 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